Category: Personal Finance Management

Introduction: Your Future Self Will Thank You Hi there, I’m Jessica. If you’re like I was in my twenties and thirties, the idea of “retirement planning” probably feels like a distant, slightly boring problem for another version of yourself—the one who’s already figured out their career, maybe owns a home, and has life generally sorted …

Retirement Planning for Younger Professionals in the U.S.: Roth IRAs, ESG Funds, and More.Read More

Introduction Hi, I’m Jessica Miller, and like many professionals navigating work, home, and financial goals in a rapidly changing economy, I’ve spent a lot of time evaluating how budgeting should evolve for 2026. With rising living costs, shifting interest rates, and a wave of AI-powered financial tools, managing money today looks very different from what …

Budgeting in 2026: high inflation, investing, and building savings.Read More

By Jessica  Section 1: Gen Z (Ages 18–26): Building Digital Skills and Early Income Streams Gen Z is entering adulthood during one of the most transformative economic periods in history—where digital skills, remote earning opportunities, and AI-driven tools are reshaping how young adults build financial independence. And what makes this age group so unique is …

Smart Money Management – Side hustle ideas for different age groups (Gen Z, Millennials, mid-career).Read More